City Guide

How to Choose a Financial Advisor in VIRGINIA BEACH, VA

A data-driven guide based on 65 registered advisors in VIRGINIA BEACH
01

Local Market Overview

There are 65 registered financial advisors in VIRGINIA BEACH, Virginia. Approximately 97% report fee-based compensation, while 6% include commission-based compensation. The average firm serving VIRGINIA BEACH manages $763M in assets.

Registered Advisors
65
In VIRGINIA BEACH, VA
Avg Firm AUM
$763M
Assets under management
Top Credential
CFP
15 advisors
Community Profile

VIRGINIA BEACH has a population of 457,900 with a median household income of $87,544. The median age is 37.1.

Advisor density: 1.4 per 10K residents
Median income: $87,544
Most Common Credentials in VIRGINIA BEACH
CFP
15 advisors
ChFC
6 advisors
CFA
1 advisors
Compensation Types Reported
Percentage of AUM
97% of advisors · 63 total
Hourly charges
75% of advisors · 49 total
Subscription fees
69% of advisors · 45 total
Other: AGREED UPON RATE FOR SPECIAL PROJECTS
6% of advisors · 4 total
Commissions
6% of advisors · 4 total
Performance-based fees
6% of advisors · 4 total
02

What to Look For

Check their credentials
The CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. A CFA (Chartered Financial Analyst) signals deep investment expertise, while a ChFC (Chartered Financial Consultant) covers insurance and estate planning.
Understand fee structures
Fee-only advisors charge only for their advice (hourly, flat fee, or % of AUM). Fee-based advisors may also earn commissions on products they sell. Commission-only advisors earn money from product sales. Fee-only is generally considered the least conflicted model. See Virginia fee analysis →
Verify their registration
Every legitimate advisor should be registered with the SEC or their state. Check FINRA BrokerCheck for disciplinary history, disclosures, and registration status. All advisors on AdvisorOS are sourced from official SEC/FINRA registration data.
Ask about account minimums
Some advisors require $250,000 or more to open an account. Others work with any portfolio size. Ask upfront to avoid wasting time on advisors who aren't a fit.
Review their Form CRS
The Form CRS (Client Relationship Summary) is a 2-page document every advisor must provide. It explains services, fees, conflicts of interest, and disciplinary history in plain language. Ask for it before your first meeting.
03

Browse Advisors in VIRGINIA BEACH

65 advisors in VIRGINIA BEACH, VA

Search the full directory of registered financial advisors in VIRGINIA BEACH. Compare credentials, specialties, and firm details — all based on SEC and FINRA public data.

Browse VIRGINIA BEACH AdvisorsAll Cities in Virginia
04

Frequently Asked Questions

How many financial advisors are in VIRGINIA BEACH, VA?
There are 65 registered financial advisors in VIRGINIA BEACH, Virginia, according to SEC and FINRA registration data.
What credentials should a financial advisor in VIRGINIA BEACH have?
Look for CFP (Certified Financial Planner) for comprehensive planning, CFA for investment management, or ChFC for insurance and estate planning. The most common credential among VIRGINIA BEACH advisors is CFP.
Are financial advisors in VIRGINIA BEACH required to be fiduciaries?
Registered Investment Advisors (RIAs) have a fiduciary duty to act in your best interest. Broker-dealers follow a suitability standard. Always ask your advisor about their fiduciary status and get it in writing.
What do financial advisors in VIRGINIA BEACH charge?
Fees vary widely. Fee-only advisors typically charge 0.5%–1.5% of assets under management, $150–$400/hour, or flat fees of $1,000–$7,500+ per plan. Commission-based advisors may not charge fees directly but earn commissions on products.
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Browse VIRGINIA BEACH Advisors by Specialty
Investment ManagementRetirement PlanningWealth ManagementFinancial PlanningFee-Only AdvisoryFinancial Education
More Research
What Do Financial Advisors Cost in Virginia? →National Fee Analysis →