City Guide

How to Choose a Financial Advisor in SAINT LOUIS, MO

A data-driven guide based on 108 registered advisors in SAINT LOUIS
01

Local Market Overview

There are 108 registered financial advisors in SAINT LOUIS, Missouri. Approximately 85% report fee-based compensation, while 1% include commission-based compensation. The average firm serving SAINT LOUIS manages $3.1B in assets.

Registered Advisors
108
In SAINT LOUIS, MO
Avg Firm AUM
$3.1B
Assets under management
Top Credential
—
Compensation Types Reported
Percentage of AUM
85% of advisors · 92 total
Subscription fees
55% of advisors · 59 total
Hourly charges
40% of advisors · 43 total
Performance-based fees
11% of advisors · 12 total
Other: CONSULTING FEES TO RIA'S, FINDERS FEES, FEES THIRD PARTY MANAGER
8% of advisors · 9 total
Other: DEFINED CONTRIBUTION FIDUCIARY SERVICES FEES
5% of advisors · 5 total
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What to Look For

Check their credentials
The CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. A CFA (Chartered Financial Analyst) signals deep investment expertise, while a ChFC (Chartered Financial Consultant) covers insurance and estate planning.
Understand fee structures
Fee-only advisors charge only for their advice (hourly, flat fee, or % of AUM). Fee-based advisors may also earn commissions on products they sell. Commission-only advisors earn money from product sales. Fee-only is generally considered the least conflicted model. See Missouri fee analysis →
Verify their registration
Every legitimate advisor should be registered with the SEC or their state. Check FINRA BrokerCheck for disciplinary history, disclosures, and registration status. All advisors on AdvisorOS are sourced from official SEC/FINRA registration data.
Ask about account minimums
Some advisors require $250,000 or more to open an account. Others work with any portfolio size. Ask upfront to avoid wasting time on advisors who aren't a fit.
Review their Form CRS
The Form CRS (Client Relationship Summary) is a 2-page document every advisor must provide. It explains services, fees, conflicts of interest, and disciplinary history in plain language. Ask for it before your first meeting.
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Browse Advisors in SAINT LOUIS

108 advisors in SAINT LOUIS, MO

Search the full directory of registered financial advisors in SAINT LOUIS. Compare credentials, specialties, and firm details — all based on SEC and FINRA public data.

Browse SAINT LOUIS AdvisorsAll Cities in Missouri
04

Frequently Asked Questions

How many financial advisors are in SAINT LOUIS, MO?
There are 108 registered financial advisors in SAINT LOUIS, Missouri, according to SEC and FINRA registration data.
What credentials should a financial advisor in SAINT LOUIS have?
Look for CFP (Certified Financial Planner) for comprehensive planning, CFA for investment management, or ChFC for insurance and estate planning.
Are financial advisors in SAINT LOUIS required to be fiduciaries?
Registered Investment Advisors (RIAs) have a fiduciary duty to act in your best interest. Broker-dealers follow a suitability standard. Always ask your advisor about their fiduciary status and get it in writing.
What do financial advisors in SAINT LOUIS charge?
Fees vary widely. Fee-only advisors typically charge 0.5%–1.5% of assets under management, $150–$400/hour, or flat fees of $1,000–$7,500+ per plan. Commission-based advisors may not charge fees directly but earn commissions on products.
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Browse SAINT LOUIS Advisors by Specialty
Investment ManagementRetirement PlanningWealth ManagementFinancial PlanningFee-Only AdvisoryFinancial Education
More Research
What Do Financial Advisors Cost in Missouri? →National Fee Analysis →