City Guide

How to Choose a Financial Advisor in WARWICK, RI

A data-driven guide based on 10 registered advisors in WARWICK
01

Local Market Overview

There are 10 registered financial advisors in WARWICK, Rhode Island. Approximately 100% report fee-based compensation, while 30% include commission-based compensation. The average firm serving WARWICK manages $225M in assets.

Registered Advisors
10
In WARWICK, RI
Avg Firm AUM
$225M
Assets under management
Top Credential
CFA
1 advisors
Community Profile

WARWICK has a population of 82,783 with a median household income of $81,009. The median age is 44.5.

Advisor density: 1.2 per 10K residents
Median income: $81,009
Most Common Credentials in WARWICK
CFA
1 advisors
CFP
1 advisors
Compensation Types Reported
Percentage of AUM
100% of advisors · 10 total
Hourly charges
70% of advisors · 7 total
Subscription fees
50% of advisors · 5 total
Commissions
30% of advisors · 3 total
02

What to Look For

Check their credentials
The CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. A CFA (Chartered Financial Analyst) signals deep investment expertise, while a ChFC (Chartered Financial Consultant) covers insurance and estate planning.
Understand fee structures
Fee-only advisors charge only for their advice (hourly, flat fee, or % of AUM). Fee-based advisors may also earn commissions on products they sell. Commission-only advisors earn money from product sales. Fee-only is generally considered the least conflicted model. See Rhode Island fee analysis →
Verify their registration
Every legitimate advisor should be registered with the SEC or their state. Check FINRA BrokerCheck for disciplinary history, disclosures, and registration status. All advisors on AdvisorOS are sourced from official SEC/FINRA registration data.
Ask about account minimums
Some advisors require $250,000 or more to open an account. Others work with any portfolio size. Ask upfront to avoid wasting time on advisors who aren't a fit.
Review their Form CRS
The Form CRS (Client Relationship Summary) is a 2-page document every advisor must provide. It explains services, fees, conflicts of interest, and disciplinary history in plain language. Ask for it before your first meeting.
03

Browse Advisors in WARWICK

10 advisors in WARWICK, RI

Search the full directory of registered financial advisors in WARWICK. Compare credentials, specialties, and firm details — all based on SEC and FINRA public data.

Browse WARWICK AdvisorsAll Cities in Rhode Island
04

Frequently Asked Questions

How many financial advisors are in WARWICK, RI?
There are 10 registered financial advisors in WARWICK, Rhode Island, according to SEC and FINRA registration data.
What credentials should a financial advisor in WARWICK have?
Look for CFP (Certified Financial Planner) for comprehensive planning, CFA for investment management, or ChFC for insurance and estate planning. The most common credential among WARWICK advisors is CFA.
Are financial advisors in WARWICK required to be fiduciaries?
Registered Investment Advisors (RIAs) have a fiduciary duty to act in your best interest. Broker-dealers follow a suitability standard. Always ask your advisor about their fiduciary status and get it in writing.
What do financial advisors in WARWICK charge?
Fees vary widely. Fee-only advisors typically charge 0.5%–1.5% of assets under management, $150–$400/hour, or flat fees of $1,000–$7,500+ per plan. Commission-based advisors may not charge fees directly but earn commissions on products.
Guides for Nearby Cities
PROVIDENCE Guide (66)WESTERLY Guide (14)SMITHFIELD Guide (11)WEST WARWICK Guide (9)MIDDLETOWN Guide (8)NEWPORT Guide (8)JOHNSTON Guide (7)EAST GREENWICH Guide (6)LINCOLN Guide (5)CRANSTON Guide (4)
Browse WARWICK Advisors by Specialty
Investment ManagementRetirement PlanningWealth ManagementFinancial PlanningFee-Only AdvisoryFinancial Education
More Research
What Do Financial Advisors Cost in Rhode Island? →National Fee Analysis →