How to Choose a Financial Advisor in HONOLULU, HI

A data-driven guide based on 64 registered advisors in HONOLULU

Local Market Overview

There are 64 registered financial advisors in HONOLULU, Hawaii. Approximately 98% report fee-based compensation, while 11% include commission-based compensation. The average firm serving HONOLULU manages $494M in assets.

Registered Advisors

In HONOLULU, HI

Avg Firm AUM

$494M

Assets under management

Top Credential

CFP

6 advisors

Most Common Credentials in HONOLULU

CFP

6 advisors

CFA

1 advisors

Compensation Types Reported

Percentage of AUM

98% of advisors · 63 total

Subscription fees

39% of advisors · 25 total

Hourly charges

25% of advisors · 16 total

Commissions

11% of advisors · 7 total

Performance-based fees

11% of advisors · 7 total

Other: REFERRAL FEES FROM THIRD-PARTY INVESTMENT ADVISERS

5% of advisors · 3 total

What to Look For

Check their credentials

The CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. A CFA (Chartered Financial Analyst) signals deep investment expertise, while a ChFC (Chartered Financial Consultant) covers insurance and estate planning.

Understand fee structures

Fee-only advisors charge only for their advice (hourly, flat fee, or % of AUM). Fee-based advisors may also earn commissions on products they sell. Commission-only advisors earn money from product sales. Fee-only is generally considered the least conflicted model. See Hawaii fee analysis →

Verify their registration

Every legitimate advisor should be registered with the SEC or their state. Check FINRA BrokerCheck for disciplinary history, disclosures, and registration status. All advisors on AdvisorOS are sourced from official SEC/FINRA registration data.

Ask about account minimums

Some advisors require $250,000 or more to open an account. Others work with any portfolio size. Ask upfront to avoid wasting time on advisors who aren't a fit.

Review their Form CRS

The Form CRS (Client Relationship Summary) is a 2-page document every advisor must provide. It explains services, fees, conflicts of interest, and disciplinary history in plain language. Ask for it before your first meeting.

Browse Advisors in HONOLULU

64 advisors in HONOLULU, HI

Search the full directory of registered financial advisors in HONOLULU. Compare credentials, specialties, and firm details — all based on SEC and FINRA public data.

Browse HONOLULU Advisors All Cities in Hawaii

Frequently Asked Questions

How many financial advisors are in HONOLULU, HI?

There are 64 registered financial advisors in HONOLULU, Hawaii, according to SEC and FINRA registration data.

What credentials should a financial advisor in HONOLULU have?

Look for CFP (Certified Financial Planner) for comprehensive planning, CFA for investment management, or ChFC for insurance and estate planning. The most common credential among HONOLULU advisors is CFP.

Are financial advisors in HONOLULU required to be fiduciaries?

Registered Investment Advisors (RIAs) have a fiduciary duty to act in your best interest. Broker-dealers follow a suitability standard. Always ask your advisor about their fiduciary status and get it in writing.

What do financial advisors in HONOLULU charge?

Fees vary widely. Fee-only advisors typically charge 0.5%–1.5% of assets under management, $150–$400/hour, or flat fees of $1,000–$7,500+ per plan. Commission-based advisors may not charge fees directly but earn commissions on products.

Guides for Nearby Cities

KULA Guide (1)KAILUA-KONA Guide (0)PUKALAMI Guide (0)KIHEI Guide (0)

Browse HONOLULU Advisors by Specialty

Investment Management Retirement Planning Wealth Management Financial Planning Fee-Only Advisory Financial Education

More Research

What Do Financial Advisors Cost in Hawaii? →National Fee Analysis →