The RICP® designation focuses on creating sustainable income strategies for retirees. RICP® professionals are trained in Social Security planning, pension options, annuity strategies, and managing longevity risk — the risk of outliving your money.
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Why It Matters
If you're within 10 years of retirement or already retired, an RICP® has specific training in the most critical challenge retirees face: generating reliable income that lasts a lifetime.
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Requirements
Complete 3 college-level courses through The American College
Pass examinations for each course
Adhere to The American College's Code of Ethics
Complete continuing education requirements
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Frequently Asked Questions
What's the difference between RICP® and CRPC®?
Both focus on retirement, but the RICP® goes deeper into retirement income generation strategies — annuities, Social Security optimization, withdrawal strategies, and managing longevity risk. The CRPC® covers broader pre-retirement planning.