Credential Guide
CLU

What Is a CLU®?

Chartered Life Underwriter
01

Overview

The CLU® is the oldest and most respected designation in insurance planning. CLU® professionals have deep expertise in life insurance, estate planning, business succession planning, and risk management. Awarded by The American College, it has been the industry standard since 1927.

CLU® Advisors on AdvisorOS
4
Currently in our directory
Designation Type
CLU
Chartered Life Underwriter
02

Why It Matters

If you need expert guidance on life insurance strategy, estate planning, or business succession planning, a CLU® has the deepest insurance-specific expertise available.

03

Requirements

Complete 5 college-level courses through The American College
3 years of full-time business experience
Meet ethical standards and background check
Complete 30 hours of continuing education every 2 years

Browse 4 CLU® Advisors

Find a Chartered Life Underwriter near you in the AdvisorOS directory.

04

Frequently Asked Questions

Is CLU® just for insurance agents?
While many CLU® holders work in insurance, the designation covers comprehensive estate and business planning. CLU® professionals often provide holistic financial advice with deep insurance expertise.
05

Related Credentials

ChFC®
Chartered Financial Consultant
23 advisors
CFP®
Certified Financial Planner
79 advisors
CPWA®
Certified Private Wealth Advisor